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Term insurance is economical protection for a finite period of time. The SelecTerm series provides guaranteed level premiums for 10, 15, 20, and 30 years, after which the premiums become guaranteed annually renewable with a level death benefit to age 98. In addition, conversion opportunities enable policyowners to convert their SelecTerm policy to any Mutual Trust permanent life insurance product as their finances improve.

Features



Guaranteed level premiums for specified periods of 10, 15, 20 and 30 years.



Renewable annually with level death benefit to age 98.





Can be converted without evidence of insurability to any Mutual Trust whole life policy prior to whichever is earliest: age 65, or issue age plus the length of the level premium period plus five years.






With the addition of Mutual Trust's optional Waiver of Premium Riders, conversion is guaranteed even in the event the term policy is under a waiver claim, and premiums on the whole life policy will continue to be waived. (See provisions for full rider details.)

Riders



Accelerated Death Benefit for Terminal Illness



Children's Insurance Rider



Waiver of Premium – 2 Year Own Occupation



Waiver of Premium – 5 Year Own Occupation


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QUESTIONS?

Have questions about our SelecTerm series or other whole life products? Contact our Sales Development Team at 1-800-323-7320, ext 5140.