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Financial Security at a Cost-Effective, Guaranteed
Level Premium
MTL™ Non-Par Whole Life was designed to appeal to clients seeking affordable permanent coverage with guaranteed premiums, cash value, and death benefits. As a non-participating product, it’s easy to explain to clients. When the policy is in force, there’s no need to follow dividend-paying performance since the policy is fully guaranteed.
MTL™ Non-Par Whole Life also provides an accelerated death benefit rider for chronic, critical and terminal illness at no additional premium, and the flexibility of adding additional optional riders and benefits to further customize the policy.
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Guaranteed death benefit with a cost-effective level premium.
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Guaranteed cash value that can be accessed for such things as mortgage protection or retirement supplement.
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Can be issued for ages 0-80. Payable to attained age 121.
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Preferred Plus and Preferred rates available.
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Banded at $25,000 $50,000; $100,000; $250,000; $500,000; and $1,000,000.
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Accelerated Death Benefit Rider, with Critical, Chronic and Terminal Illness provisions, available at no additional premium.
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Accelerated Death Benefit – Critical, Chronic and Terminal Illness
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Accidental Death Benefit
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Applicant Waiver of Premium Benefit
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Children's Insurance Rider
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Guaranteed Purchase Option (GPO)
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Term Riders – 10-Year and 20-Year
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Waiver of Premium – 2-Year and 5-Year Own Occupation
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