Product Portfolio

Whole Life


Traditional products are the foundation of our product portfolio. We are a leader in high-quality participating whole life.

Horizon Value™ | View Product Guide

Horizon Value, a premier participating whole life insurance product, is a leader in providing early, fast, guaranteed growth of cash value. Horizon Value's guaranteed cash values and non-guaranteed dividends grow early, rapidly and tax-deferred. In some cases, they exceed the policy's annual premium as early as year four. Policyowners have access, liquidity and control of this money throughout their lives through policy loans and by withdrawing values generated by dividends. Horizon Value™ also provides guaranteed level premiums; a guaranteed death benefit; an accelerated death benefit rider for chronic and terminal illness, which is available at no additional premium; and the flexibility of adding additional optional riders and benefits to further customize the policy.

Horizon Guarantee™ | View Product Guide

Horizon Guarantee is a participating whole life product specially designed to provide a guaranteed death benefit at a guaranteed level premium that's often lower than other whole life premiums, and guaranteed growth of cash value. It's a good choice for anyone whose first priority is death benefit protection. Horizon Guarantee also provides an accelerated death benefit rider for chronic and terminal illness at no additional premium, and the flexibility of adding additional optional riders and benefits to further customize the policy.

Horizon Blend™ | View Product Guide

Horizon Blend is a combination of 50% participating whole life and 50% term insurance. This combination provides permanent protection, guaranteed growth of cash value and non-guaranteed dividends, a guaranteed death benefit for 20 years,* and guaranteed term conversion without evidence of insurability**—all at a cost that's lower than our other whole life products. It' a good choice for families and businesses on a budget who want the benefits of participating whole life insurance and the cost savings of term.

Legacy One | View Product Guide

Legacy One is a single premium whole life insurance policy that enables policyholders to maximize the amount of money they leave their heirs while maintaining control of their money during their lifetimes. With a single, one-time premium, the policyholder can accumulate cash tax-deferred, as well as protect his or her family with a guaranteed, income tax-free death benefit. These advantages are unparalleled by traditional savings vehicles and annuities.


COMPARE PRODUCTS AND RIDERS


Products at
a Glance
 
Riders at
a Glance


VIEW OUR PRODUCT PORTFOLIO